First-Time Buyer? Here's Your Pre-Viewing Checklist
Kash Khan
Co-founder, KeyWise
Your first property purchase is exciting, but it can also be overwhelming. Being properly prepared before viewings can make all the difference between finding your dream home and making a costly mistake.
Before You View
- Get a mortgage agreement in principle - this tells you what you can actually afford
- Research the area thoroughly: schools, transport, local amenities
- Check sold prices of similar properties on Rightmove or Zoopla
- Verify commute times at rush hour, not at 11am on a Tuesday
- Look up the flood risk on the Environment Agency's website
What to Bring
- A tape measure - for furniture, doorways, and kitchen appliances
- A checklist of your must-haves vs. nice-to-haves
- Your phone for photos (ask permission first)
- A list of questions for the agent
- KeyWise Viewing Mode - to guide you through a structured room-by-room inspection
Questions to Ask the Agent
- How long has it been on the market? (Longer = more negotiating room)
- Why are the sellers moving?
- What's included in the sale?
- Have there been any recent renovations or structural changes?
- What's the council tax band?
- What are the neighbours like?
- Have there been any previous offers that fell through, and why?
What to Look For
- Signs of damp: musty smell, staining, mould on walls or ceilings
- Cracks in walls or ceilings (hairline cracks are common; diagonal or wide cracks are concerning)
- Window condition: condensation between panes, rotting frames
- Water pressure: turn on taps and run the shower
- Boiler age and condition: anything over 15 years old warrants attention
- Loft access: check for signs of water ingress and insulation quality
Frequently Asked Questions
How many viewings should a first-time buyer do before making an offer?
For any property you're seriously considering, always do a second viewing. The first viewing is emotional; the second is analytical. View at a different time of day if possible, and bring someone whose judgement you trust.
Should I get a survey before making an offer?
No - surveys are commissioned after an offer is accepted. However, using a tool like KeyWise during the viewing helps you identify visible risks before you commit. This means you're entering the offer stage with a much clearer picture of potential costs.
What is a mortgage agreement in principle?
A mortgage agreement in principle (AIP) is a statement from a lender indicating how much they'd be willing to lend you, subject to a full application. Having an AIP makes you a more credible buyer in the eyes of sellers and agents.
